Why CashPlus?
We're redefining personal loans with technology-driven solutions that put you first.
Personalised
Get loan offers tailored to your unique financial profile. Our smart algorithms ensure you receive the best rates suited to your needs.
Flexible
Choose repayment terms that work for you. From tenure to EMI dates, customize everything to match your cash flow.
Fast
Apply in minutes, get approved in hours. Our streamlined digital process ensures quick disbursement to your account.
3 Easy Steps to Get Your Loan
Our simple application process gets you funded faster than ever.
Verify Phone Number
Enter your mobile number and verify with OTP to get started securely.
Enter Details
Fill in your basic information and employment details for quick assessment.
Submit Documents
Upload required documents digitally and get instant verification.
Calculate Your EMI
*Interest rate: 18% p.a.
Calculate your loan in seconds
Use our EMI calculator to plan your repayments and find the perfect loan amount for your needs. Transparent, instant, and accurate.
Instant Calculation
Get real-time EMI estimates as you adjust the loan amount and tenure.
Transparent Rates
See exactly what you'll pay with no hidden fees or surprises.
Plan Your Savings
Compare different tenures to find the best fit for your budget.
Loan Terms & Charges
Clear and upfront information about our loan terms. No hidden fees, no surprises.
Loan Basics
Charges & Fees
CASHPLUS is a brand operated & promoted by RBI Registered NBFC "ACOLYTE FINSERV LIMITED" (formerly Gagan Metals Ltd)
Fraud Alert - Important Notice
As a registered NBFC with the Reserve Bank of India, CashPlus provides loans only through our official website and CRM. We do not have any app on Android or App Store. Please beware of fraudulent applications copying our name. Report any suspicious activity immediately.
Loan Solutions for
Every Need
Tailored financing options designed to match your goals and lifestyle.
Instant Loans
Get quick cash when you need it most. Instant approval and same-day disbursement for emergencies.
Travel Loans
Make your dream vacation a reality. Affordable EMIs for flights, hotels, and experiences.
Shopping Loans
Shop now, pay later. Flexible financing for electronics, appliances, and lifestyle purchases.
Medical Loans
Healthcare should never wait. Cover medical expenses with zero-stress repayment options.
Home Renovation
Transform your living space. Finance your home improvements with competitive rates.
Check if you
qualify in seconds
Our simple eligibility criteria ensures quick approval. Most applications are processed within 24 hours of submission.
Age
18 - 50 years old
Valid for all working professionals
Employment
Salaried with 6+ months
At current organization
Income
Rs. 45,000+/month
Net monthly salary
Residence
Indian Resident
With valid address proof
Trusted by 50,000+ Happy Customers
Join thousands of satisfied customers who have transformed their financial dreams into reality with CashPlus.
4.8
App Rating
98%
Satisfaction Rate
24hr
Avg. Approval
"CashPlus made getting a loan incredibly simple. The entire process was online and I received the amount in my account within 24 hours. Highly recommended!"
Rahul Sharma
Delhi
"I was skeptical at first, but CashPlus exceeded my expectations. The interest rates were competitive and the customer service was excellent throughout."
Priya Patel
Mumbai
"The EMI calculator helped me plan my finances perfectly. No hidden charges, transparent process. This is how lending should be done!"
Amit Kumar
Bangalore
"Applied during an emergency and got approved the same day. The flexible repayment options really helped me manage my budget. Thank you CashPlus!"
Sneha Gupta
Pune
1K+
Happy Customers
Rs. 10Cr+
Loans Disbursed
4.8/5
Customer Rating
30 mins
Avg. Approval Time
Frequently Asked Questions
Got questions? We have answers. Find everything you need to know about CashPlus loans.
Still have questions?
Can't find the answer you're looking for? Please chat with our friendly team.
You'll need a valid government ID (Aadhaar/PAN), proof of income (salary slips or bank statements for the last 3 months), and proof of address. For self-employed individuals, we may require ITR documents.
Most applications are processed within 24 hours. Once approved, funds are typically disbursed to your bank account within 1-2 business days. Instant loans may be credited within hours.
Our interest rates start from 10.99% per annum and vary based on your credit profile, loan amount, and tenure. Use our EMI calculator to get an estimate of your monthly payments.
Yes, you can prepay or foreclose your loan at any time after 3 months of regular payments. A nominal foreclosure fee of 2-4% may apply depending on your loan type.
You can borrow anywhere from Rs. 10,000 to Rs. 10,00,000 depending on your eligibility and income. The loan amount is determined based on your repayment capacity.
Yes, we charge a one-time processing fee of 1-2% of the loan amount. This is deducted from the disbursed amount. There are no hidden charges or additional fees.
You can repay through auto-debit from your bank account, UPI, net banking, or by visiting our Repay section. Set up auto-pay for hassle-free monthly payments.